Five ways to prepare for life’s uncertainties

Metro Manila (CNN Philippines) — Life is full of what ifs. There are the ones that bring fun and excitement — what if our soulmate walks through that door? Or there are the ones that remind us how short our time can be: what if we’re unable to prepare for life’s many challenges?

It’s a sobering but nonetheless necessary reminder to prioritize what’s really important. While we work hard for the people we love, we also want to keep our lives as meaningful as we can. And being able to enjoy our days means having a sense of assurance that our families feel our love, no matter what happens.

In instances when illnesses, disabilities, or passing on make us unable to provide for important expenses, having a Plan B in the form of life insurance is a sure answer. It also pays to get one from a trusted institution such as BDO Life. It reduces the need to worry about providing for school tuition fees, medical requirements, and even care for our elderly loved ones.

There’s already so much to worry about in life, and when it comes to our families, we don’t want to leave anything to chance. Having a solid Plan B can give us a sense of freedom to pursue what really matters, making our lives even more meaningful. Here’s a list of five ways to make the most out of life’s opportunities while preparing for uncertainties. No matter the “what ifs” that may come your way, you’ll be worry-free and ready to take them on.

Set your long- and short-term goals

No dream is ever too ridiculous. Write down the things you believe you’d like to achieve in the next few years, and maybe a decade after that. It helps to give yourself a timeframe, so that your goals will feel more realistic. That way, you don’t end up being too hard on yourself for taking on a task that involves you going beyond your comfort zone, or feel pressured into having to ramp up your savings too much that you won't be able to enjoy the present moment.

Make lasting relationships

No matter what we do, at the end of the day, our relationships truly enrich our lives for the better. Even if we get really busy, especially during the holidays, we can do little things to remind our loved ones how much we care. Giving gifts are great, but sometimes, even a simple text message to let them know we're thinking of them can make them feel just as special.

Never stop learning

School never ends, regardless of your age. From learning a new language to taking up a new sport, try to make time to teach yourself something new. You might not end up liking it, which is fine, but who knows — this might be the beginning of a brand-new hobby that’ll challenge you for the better. Thankfully, learning online has never been easier, so this is something you can do regardless of your budget.

Pursue your passions and do things you love

Thinking of opening an online business, or doing volunteer work for an advocacy close to you? No better time to work on that dream than now. Be open to fulfilling your passions and pursuing them during your free time. Not only do you get to help your community out, but you can also earn a sense of accomplishment from the things you do.

Get life insurance that’ll give you and your loved one’s peace of mind

Life is too short as they say, and we can never tell how long we'll be around to support and care for those we love. This thought is a reality that can keep us awake at night because we can't help but worry for those we will be leaving behind when the time comes. BDO Life can give us that sense of assurance, through life insurance solutions that pay out cash benefits to our loved ones should we pass on.

There's a plan that can fit your every need and budget so you don't have to worry about breaking the bank to get peace of mind. If you're new to the concept of life insurance or aren't sure what kind to buy, you can drop by any BDO branch and just look for the BDO Life Financial Advisor who'll gladly help you out.

While we all want to live for as long as we possibly can for those we love, life is beyond our control. But knowing they will be taken care of no matter what happens because we have a Plan B helps us breathe easier and allows us to enjoy life better.

Start your BDO Life journey today by visiting any BDO branch or by visiting www.bdo.com.ph/bdolife.