Own a part of Ayala or Alibaba through GInvest by GCash

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Metro Manila (CNN Philippines) — When we talk about investing in the Philippines, especially in the stock market, most of us would opt to just hold onto our hard-earned money than risk losing it. Some companies have launched different platforms or channels to address this and encourage more Filipinos to invest, but the process can be a little tricky and long.

However, GCash, a pioneer in various mobile solutions, has found a way to help you grow your money in the capital market easier and faster.

Its newest feature, GInvest, will be the first ever digital investment platform which allows Filipinos as young as 18 years old to explore investments and grow their wealth with the use of their fingers. It aims to remove the barriers which hinder people from investing through low minimum buy-ins and a fully digitized module integrated into the GCash platform.

“GInvest removes the barriers of investing by simplifying the experience, lowering the minimum investment amounts, and giving access to a curated set of professionally-managed investment funds--all at the press of a button,” Martha Sazon, President and CEO of Mynt, told CNN Philippines.

Mynt, a FinTech startup partnership between Globe Telecom, the Ayala Corp., and the Ant Financial (an affiliate firm of China’s Alibaba), is the operator of one of the country’s most in-demand mobile wallet app.

The company aims to elevate Filipinos financial literacy and democratize investment. Officially launched in-app in 2019, there are now over one million accounts linked to GInvest.

“We believe this proposition will continue to grow, especially with its relevance on social media, as Filipinos are looking for alternative wealth management opportunities,” Sazon said.

To start your investment journey, you just need a fully verified GCash account, which requires a single valid ID, and a minimum amount of ₱50 for local funds and ₱1,000 for international funds.

Once you have your funds, log in to your GCash account, proceed to the GInvest module, and select “Proceed to start registration.” From there, you will have to answer the Risk Profile assessment to help GInvest gauge what kind of investments to recommend. After reading and confirming the Terms and Conditions that follow, you are ready to start investing.

GInvest provides access to only the best performing assets that users can choose from, namely: Money Market Fund (the more traditional way of investing, like time deposits), Philippine Total Return Bond Fund (which lets users invest in bonds in local companies and government), Philippine Smart Equity Index Fund (which lets users invest in local companies through the PSEi index, like BPI, BDO, and Ayala), Global Technology Feeder Fund (which lets users invest in tech companies like Google, Apple, and Samsung), and Global Consumer Trends Fund (which lets users invest in companies like Shopee, Nintendo, or Alibaba).

While returns are not guaranteed since this is dependent on factors like fund manager performance, market volatility, and overarching trends, GInvest can guarantee safety of the platform through its tech platform partners, ATRAM, one of the country’s leading asset manager, and SEEDBOX Philippines, a company that introduced digitized investing in the country.

“We believe that through GInvest, investing will become a habit for Filipinos and allow them to build a more financially secure future,” ATRAM CEO Mike Ferrer said.

Moreover, the latest feature also lets you track the growth of your money, monitor your investments, buy and sell stocks, be reminded of your investment schedule, and track and subscribe to assets you are interested in, all of these only through the GCash app.

GInvest is set to revolutionize the way Filipinos see and do investment. It will let you #UnlockYourLifeGoals at the press of a button through lowest buy-in rates coupled with high-performing assets regardless of how aggressive or conservative you may be.

With the returns from your investment, your next vacation or new business could soon come to life. Surely, the possibilities are endless.

Having over 33 million users by the end of 2020, GCash will continue to upgrade its platform and introduce new features this year, with much focus on advancing the digital lifestyle and financial services.

“We are looking at simplifying the experience further and offering more in-app educational feature,” Sazon said.

To know more about GCash, you may visit www.gcash.com. Download the app now via your app store or play store.