Best investment options in the PH

enablePagination: false
maxItemsPerPage: 10
maxPaginationLinks: 10

Metro Manila (CNN Philippines) — From regular 9-5 jobs, side businesses, or even the occasional freelancing, Filipinos in the workforce are looking for ways to earn that (extra) money.

But juggling these can sometimes take a toll on one’s health in the long run.

Whether you're a young professional or a veteran in the field, you can always make your money work for you-- and not always the other way around.

That’s why some Filipinos continuously ask the question, “where should I invest my money?”

Despite the adverse effects of the country’s inflation in 2018, the Philippines still remains one of the best countries to invest in, according to a new global business report.

So if you’re looking to start on your investment journey, here’s a look at some of the wisest options and paths you can take:


Joining the Philippine stock market makes you a part-owner or shareholder of a particular organization.

One can benefit from stock investment by purchasing it at a low market price, then selling it at a higher value.

Taking the stocks route, however, requires in-depth knowledge on the part of the investor. It may also not guarantee regular returns as your investment highly depends on timing and the market itself.

Mutual funds

If you're looking for a less stressful way to manage your assets, then a mutual fund might be fit for you.

A mutual fund lets experienced fund managers handle your investment choices. These managers are the ones who do the challenging part of buying for you carefully selected stocks from big companies.

Investing in mutual funds can also offer variety and flexibility, as companies handle several different funds including fixed-income, money market, balanced, and others. One mutual fund can also branch out to dozens of other investment securities.

Opting for this path, however, requires potential investors to set aside a chunk of their savings and salary regularly.

Real estate

When talking about major investment goals, real estate — such as buying a condominium unit or any residential property — has always been on top of the list for Filipinos.

But more than just buying a home for the future, investing in real estate can also assure regular cash flow in the long run.

This can be done through renting out or leasing your property, among others.

Even local studies say that the industry is a good place for you to invest your hard-earned money in.

A local property firm in March said the Philippine real estate market, in general, is expected to achieve a double-digit growth in 2019.

Property consulting firm Leechiu Property Consultants (LPC) said it expects real estate values to reach an all-time high across sectors.

"We're optimistic about the growth in the real estate sector. More or less, it will be a double-digit return across many assets, classes," LPC CEO David Leechiu said in a press briefing

Leechiu said that transaction values are expected to maintain upward trends in the office, residential, and industrial markets.

Investing in Avida properties

Real estate developer Avida Land Corp. offers various types of properties tailor-made for Filipinos' different needs.

Units are products of collaborative efforts from leading designers, engineers, and architects in the country. Buyers can also find comfort in the properties’ ecofriendly structures, practical features, and thoughtfully-designed homes.

Avida projects also feature sensible facilities and amenities which residents can enjoy, including swimming pools, play areas for kids, open spaces for working out, and function rooms for various gatherings and life milestones.

Avida also offers strategically-located properties — from the north and south of Manila to even developing regional areas such as Cebu and Davao.

Purchasing an Avida home lets young professionals, small families, OFWs, or even foreigners live in the moment, yet ready for the future with the developer’s countless investment options.

Avida by Ayala Land is the market leader in providing quality homes for the growing middle class. They have properties in Metro Manila and key cities nationwide. The main qualities of Avida properties are value for money, value of appreciation, and being a trusted brand. Avida is an entry point into the Ayala lifestyle — thriving in your pursuit of passion, whether it’s work or play.